Accident Terms and Definitions

Collision
Pays for damage to your car caused by physical contact with another vehicle or with another object, such as a tree, boulder, guardrail, structure, or person.

Tailgating
Folowing too close to another car, not alowing space for you to brake or car in front to brake. The operation of a motor vehicle in a manner that endangers or is likely to endanger persons or property

Impending Skidmarks
Also known as shadow skidmarks are small fragments of rubber, ground or scraped from the tire, at the tire and roadway interface, as the rotating tire slows to a locked position.

PT - Physical Therapy
the evaluation, assessment, and treatment of dysfunction caused by injuries to the soft tissue and muscles/skeleton . Treatment shall consist of therapeutic exercises, education and other modalities, such as the therapeutic use of heat, light, water, electricity, massage & more.

Misdemeanor
Criminal offenses less than felonies; generally those punishable by fine or imprisonment of less than 90 days in a local facility.

Common law
Law which derives its authority solely from usage and customs of immemorial antiquity or from the judgments and decrees of courts. also called "case law."

Frequent or unsafe lane changes
In driver test books there are laws that state what type of passing may be done acording to the yellow lines paited in the road or highway. There are some laws that regulate the distance that a lane change can be made related to an intersection.

Choice no fault
In some state a hybrid no fault system known as " choice no fault " exists. In these states, you may choose to be insured under a strict no-fault plan, in which case you're unable to sue an at fault driver and also can't be sued if you're at fault.

Tire Problems
Under-inflation, the most frequent cause of tire failure, is considered the main culprit in the recent Firestone tire-failure fatalities. Uneven or worn-out tires are the next most serious problem and can also lead to tire failure.

Adjudication
A judgment or decree Adversary system - Basic U.S. trial system in which each of the opposing parties has opportunity to state his viewpoints before the court. Plaintiff argues for defendant's guilt (criminal) or liability (civil). Defense argues for defendant's innocence (criminal) or against liability civil).